You can enroll any time before eligibility date. (Please allow 2 weeks from date of new hire to be sure your information is available in benefit portal).

You can enroll through Applied's benefit portal, Benetrac.

Employer ID: APCO1449 (ID needed if open prompt only.)
Username: First 6 letters of your last name & the last 4 digits of your social (no spaces/no hyphens)
Password: Last 4 digits of Social
After first login, you will be prompted to create a new password. If you have previously logged in, you will need to utilize the “Forgot User…” link on site.

Make your elections carefully since changes in your enrollment can only be made during your initial eligibility period, Open Enrollment and within 31 days of a Qualified Life Event. The following is a list of Qualifying Life Events:

• Change in legal marital status
• Birth, legal adoption (or placement for adoption), legal guardianship, court or administrative order—addition of a child
• Dependent loses eligibility due to age
• A dependent’s change in eligibility (e.g., loss of health coverage outside of Applied Consultants) 
• A change in your spouse’s employment status affecting eligibility for coverage
• Death of a dependent
• Change in your employment status that affects eligibility for benefits
• Change of Residence (outside of coverage network)

If coverage is lost under Medicaid or a State Children’s Health Insurance Program (S-Chip) or if you, your spouse/domestic partner, or eligible dependent child becomes eligible for state-provided premium assistance, you must make a change to your coverage within 60 days of the qualified life event.

If you are still within 30 days past effective date, enrollment is possible. Please contact Applied's Benefit Coordinator to enroll you as portal will not allow elections by employee past effective date. Please note that original effective date will stand and any missed payroll deductions will be withheld the following payroll.

• Register with BCBSOK online & request copy/replacement.
• Text **BCBSOKAPP to 33633 to get the App.
  Instructional Flyer available here

• Register with BCBSOK online & request copy/replacement.
• Text **BCBSOKAPP to 33633 to get the App.
  The instructional Flyer is available here
  or
• Fill out the Online Request Form and receive your dental card via email.

• Register with EyeMed online & request copy/replacement.
• Download the EyeMed App from App store.
  Instructional Flyer available here
• Fill out Online Request Form and receive vision card via email.

You will receive a COBRA information email from Applied's Benefit Dept at benefit termination. If you are aware of upcoming separation of employment & have urgent request, please reach out to This email address is being protected from spambots. You need JavaScript enabled to view it. or call our office, 903-643-0956.

Yes, you can participate in both plans. In this situation, Applied Consultants' plan will be your "primary" insurance policy and Medicare will be "secondary".

If you are a rehire and have already met the eligibility period, you may enroll immediately. Please contact Applied's Benefit Dept so that we may expedite the process.

Applied will match up to 4% of your taxable income (on a per payroll basis).

Please log into NWPS’ online portal to select your deferral (pre-tax &/or Roth). Please contact Applied’s Benefit Dept so that we may expedite your portal access.

No, you are fully invested from day 1.

Federal Law limits the amount you may elect to defer. For 2023, the pre-tax deferral and/or Roth contribution limit is $22,500. However, if you are age 50 or over, you may defer an additional amount, called a "Catch-up Contribution", of up to $7,500.

You can change or suspend deferrals at any time by logging onto the online portal. Please note that weekly changes are reported to Applied each Friday morning and will take effect on the following payroll.

• 1st time user login credential –
  User ID: your Social Security Number with no dashes
  Password: last four digits of your Social Security Number
  
  
• Forgotten Login –
  For your security, Applied does not have access to your login information. You will need to click the “Forgot User…” link on site.